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Once upon a time in a village, a man appeared and announced to the villagers
that he would buy monkeys for $10 each. The villagers seeing that there
were many monkeys around, went out to the forest, and started catching them.
The man bought thousands at $10 and as supply started to diminish, the
villagers stopped their effort.

He then announced that he would now buy at $20 each. This renewed the
efforts of the villagers and they started catching monkeys again.

Soon the supply diminished even further and people started going back to
their farms. The offer increased to $25 each and the supply of monkeys became
so little that it was an effort to even see a monkey, let alone catch one

The man now announced that he would buy monkeys at $50 However, since
he had to go to the city on some business, his assistant would now buy on
his behalf.

In his absence, the assistant told the villagers, apos;Look at all the
monkeys in the big cage that the man has collected. I will sell them to you at
$35 and when he returns from the city, you can sell them to him for $50
each.apos;

The villagers rounded up with all their savings and bought all the monkeys.
Then they never saw the man nor his assistant ever again; only monkeys
everywhere

You now have a better understanding of how the Mortgage and Stock Market
work.
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